Complex structured products

What
These are innovative products that offer investors a return that is linked to the performance of some financial instruments such as equities, foreign exchange and derivatives.

Pros
They offer an opportunity to participate in a shared investment view. For example, you may have a bullish view of the market or security.

Cons
Your money is tied up for three to ten years and the underlying structure is usually difficulty to understand. You may lose all your capital.

Best for
Savvy investors who understand the mechanics of the underlying structure nad the instruments and are comfortable with the issuer, reference entities and risks.